Under the pradhan mantri shram yogi mandhan scheme (PradhanMantri shram pension yojana), the government has decided to provide pensions to employees from different and organized sectors. Under this Shram Yogi Maandhan Yojana, implemented by the Prime Minister, the pension will be provided to the employees. The Pradhan Mantri Shram Yogi Maandhan Yojana was announced by Union Minister Piyush Goyal in the last budget on 1 February 2019.

Under this scheme, workers of unorganized sectors like:- Rickshaw drivers, drivers, tailors, laborers, servants working in households, servants working in factories whose monthly income is less than 15000. Those people will get benefits under this Pradhan Mantri Shram Yogi Maandhan Yojana. If you also want information about pm shram yogi mandhan yojana registration online apply details, then read below.

What is pradhan mantri shram yogi mandhan yojana

This scheme was first started on 15 February 2019. Under this scheme, the pension will be provided to the workers and workers of organized sectors. Under this scheme, ₹ 3000 pensions will be given every month to the beneficiary after attaining the age of 60 years. But to avail this benefit, a person has to apply under the Pradhan Mantri Shram Yogi Maandhan Yojana 2020. The age of the beneficiary should be between 18 years to 40 years while applying.

After that till the beneficiary attains 60 years of age. Till then he will have to pay the monthly premium. Apart from this, government employees will not get the benefit of this scheme. This scheme is not available for government employees. Only those people have been included in this scheme whose monthly income is less than ₹15000.

Your premium under this plan is determined by your age. For example, for a person of 18 years of age, it is necessary to deposit ₹ 55 per month. Whereas for a person of 40 years of age, ₹ 200 will have to be deposited. If you connect your bank account. Then this money will be deducted from your bank account. Otherwise, you can also deposit ₹ 200 monthly installments by visiting the LIC office or other public service center.

Shram Yogi Mandhan Yojana Online Registration

If you want information about pm shram yogi mandhan yojana online registration then read below

  • First of all, they have to take all their documents along with them and go to the nearest public service center.
  • After that, you have to submit all your documents to the CSC officer.
  • Your form will be filled by a CSC agent.
  • After that, you will also be given a printout of that form.
  • CSC Agent will fill your form and you will print out the application form and give it to you.
  • Keep the printout given by the CSC agent handy, it may come in handy anytime in the future.
  • In this way, you can apply for Pradhan Mantri Shram Yogi Maandhan Yojana 2021 offline.

How to check self-enrollment

  • Visit the official website of PM shram Yogi mandhan Yojana.
  • On the homepage click on the click here to apply now option.
  • Click on the self-enrollment option.
  • Now enter your registered mobile number that is linked to your Aadhar card.

pmsy apply

  • Now click on the proceed button.
  • Enter your name email id and captcha code.
  • Click on the generate OTP option.
  • Enter the OTP in the OTP menu.
  • Fill the application form with your required details.
  • Upload the required document in JPG format.
  • Click on the submit button.
  • You can also print the application form by clicking on the print button.

How to apply through CSC VLE

  • Visit the official website of PM shram Yogi mandhan Yojana.
  • On the homepage click on the click here to apply now option.
  • Click on the CSC VLE option.
  • Now enter your user name and password.

PMSYM csc centre

  • Now click on the proceed button.
  • Click on the PMSYM option.
  • Enter your name, email id, and captcha code.
  • Click on the generate OTP option.
  • Enter the OTP in the OTP menu.
  • Fill the application form with your required details.
  • Upload the required document in JPG format.
  • Click on the submit button.

How to complete the sign in process

  • Go to the official website.
  • On the homepage click on the sign-in option.
  • Click on the CSC VLE or self-enrollment option.
  • Now enter your user name and password.
  • Now click on the sign-in button.

PM Shram Yogi Mandhan Pension Yojana – Required Criteria

Before applying in this scheme, the beneficiary has to fulfill certain criteria. which are given below.

  • The monthly income of the person applying in this scheme should not exceed ₹ 15000 and the person should not be an income taxpayer.
  • Applicant’s age must be between 18 years to 40 years.
  • The person should not be engaged in any government department.
  • A person’s mobile number and Aadhar card number are mandatory.
  • Apart from this, it is also necessary for the person to have a savings account.

pradhan mantri shram yogi mandhan yojana benefits

The benefits of Shram Yogi Maandhan Yojana are as follows:

  • Under this scheme and workers of organized sectors, mainly benefits will be provided.
  • Through the Pradhan Mantri Shram Yogi Maandhan Yojana, after the age of 60 years, the amount of ₹ 3000 pensions will be given to the beneficiary every month. So that the beneficiary can bear his own expenses.
  • Apart from this, after the death of the beneficiary, the wife of the beneficiary or the heir of the beneficiary will continue to get half the pension for life, i.e. 15 rupees.
  • Through this scheme, every month ₹ 3000 will be directly transferred to your savings account by the government.
  • This scheme was run to help poor people in old age, is an important scheme.

pm shram yogi mandhan yojana eligibility

  • The applicant should be a laborer in the unorganized sector.
  • The monthly income of the workers of the unorganized sector should not be more than Rs.15000.
  • Applicant must be between 18 to 40 years old.
  • The applicant should not be an Income Taxpayer.
  • The applicant should not be covered under EPFO NPS for ESIC.
  • The applicants should have a savings bank account.
  • It is mandatory for the applicant to have a mobile number that is linked to their Aadhar card.

PMSYM Yojana 2021 (Document)

  • Aadhar Card
  • Identity card
  • Bank account passbook
  • Postal address
  • Mobile number
  • Passport size photo

Premium Amount in shram yogi mandhan yojana chart

entry AgeSuperannuation AgeMember’s  monthly contribution (Rs)Central Govt’s  monthly contribution (Rs)Total monthly contribution  (Rs)
(1)(2)(3)(4)(5)= (3)+(4)
18605555110
19605858116
20606161122
21606464128
22606868136
23607272144
24607676152
25608080160
26608585170
27609090180
28609595190
2960100100200
3060105105210
3160110110220
3260120120240
3360130130260
3460140140280
3560150150300
3660160160320
3760170170340
3860180180360
3960190190380
4060200200400

Benefit to the family on the death or disability of the beneficiary

If a beneficiary dies during the period of receipt of pension, then 50% of the pension will be provided to the spouse of the beneficiary. This pension will be provided only to the spouse of the beneficiary. Apart from this, if the regular contribution has been made by the beneficiary and the beneficiary has become permanently disabled for any reason before attaining the age of 60 years and is unable to continue his contribution under this scheme, then in this situation his spouse You can get the benefits of the scheme by making regular payments.

prime minister shram yogi mandhan yojana New Update

PM Shram Yogi Mandhan Yojana has been started by the government for the workers of the unorganized sector. Through this scheme, a minimum pension of ₹ 3000 will be provided to the workers of the unorganized sector who have completed 60 years of age. This scheme was started by the Government of India in the year 2019. So far more than 44.90 lakh workers have registered under this scheme. All those workers whose income is less than ₹ 15000 and their age ranges from 18 years to 40 years can get registered under this scheme. To take advantage of this scheme, the beneficiary has to invest every month. The investment amount will be determined on the basis of age. This amount ranges from ₹55 to ₹200.

Who cannot avail the benefits of Pradhanmantri Shram Yogi Mandhan Yojana?

  • Organized sector person
  • Members of Employees’ Provident Fund
  • Member of National Pension Scheme
  • Member of State Employees Insurance Corporation
  • People paying income tax

Beneficiaries of this scheme

  • Small and marginal farmers
  • Landless agricultural laborer
  • Fisherman
  • Animal keeper
  • Construction and infrastructure workers
  • Leather craftsmen
  • Weaver
  • Sweeper
  • Domestic workers
  • Vegetable and fruit seller
  • Migrant laborers etc.

Exit under PMSYM Yojana

  • If the beneficiary exits the scheme before 10 years, then the contribution will be given at the rate of savings bank account.
  • If the beneficiary exits after a period of 10 years or more but before the age of 60 years, the beneficiary will be paid the contribution as accrued interest along with savings bank rate whichever is higher.
  • If one becomes permanently ashram before the age of 60 years and is unable to continue this scheme then his/her spouse can continue with this scheme.