Mudra loan scheme is one of the most famous Pradhanmantri scheme which is launched by the central government to benefit the small Enterprises to provide them financial support. This loan scheme is very beneficial for all kind of small and medium enterprise and yours who wants to run their business fluently E and need financial support. This Pradhan Mantri Mudra Yojana is launched by the Modi government in April 2015 with the initiative of making in India. This initiative helps the Indian market in India and taken to grow their business to the international level and also the boom of their National level trading with the help of financial support which is provided under this scheme.

As of 2015 various small-scale enterprises and small-scale businesses cat benefit with the help of the scheme. And because of this an official portal is launched by the central government named e mudra portal for the businesses to provide many kinds of activities related to this scheme. According to this e Mudra portal is lost and regulated under the guidelines set by the information technology act. Because of the digital India initiative, this portal is launched for the images services with the help of simple sign in to help their users to avail activities related to email and handle them with the help of digital portal by using their PAN card and Aadhar card.

Benefits of emudhra login

SBI MUDRA Loan – Interest Rate and Features – 2021
Interest Rate9.75% onwards
Loan AmountUp to Rs. 10 lakh
Eligibility CriteriaExisting and New Units
Processing Fee & ChargesNil for Shishu and Kishor to MSE UnitsFor Tarun: 0.50%of the loan amount + taxes
Pre-payment ChargesBetween 3 – 5 years (moratorium of up to 6 months) depending on the activity / income generation
MarginUp to Rs. 50,000 Nil and From Rs. 50,001 to Rs. 10 lakh is 10%
Residence StatusFor last 2 years, residing in same society
Collateral SecurityNil

There are two main motives of the scheme which are regulated by the central government first it has two IL and the Mani 2 to promote self-employment and second it creates employment with the help of small Enterprises. If you’re one of the people so face some difficulties to start your own business then this your name will make your dreams come true. The main latest scheme that will help the government to motivate the entrepreneur was to regulate their own small scale business on large scale with the help of an easy loan. This scheme will also create employment opportunities for a large number.

emudhra for women applicants

The full form of Pradhanmantri Mudra Yojana is a micro-unit development refinance agency. The best part of the scheme is it gives preference to the women entrepreneur and according to the report three out of four people availing this Yojana are women. So this scheme also helps to promote women’s empowerment throughout the country. According to the scheme worth rupees, 228145 crore rupees are sanctioned under this Mudra Yojana till 23rd march 2018. And for the current record 220000, crore rupees are sanctioned under the scheme till 23rd march 2020.

Benefit of Mudra portal

According to this Potter the loan under Mudra Yojana has been provided under without any kind of guarantee. Apart from this government does not charge any kinds of processing fees under this loan. One of the best part of this is that you can also extend the loan period up to 5 years so that it will is a to help you to repay the loan without any kind of difficulty.

Who can avail Mudra Yojana

If you are an Indian resident and want to start your own business then you will be able to take a loan under pm Mudra Yojana without any difficulty. If you want to carry out your business financially and need the money to extend your business then you can also apply for this loan which is up to 10 lakh rupees. According to the scheme you can apply for or 50000 rupees of the loan in which there is a discount of 2% interest rate according to the scheme. According to desi Yojana more than 9 crore people will avail the benefits of the scheme now. According to his scheme, there are two categories under which is first Kishore loan and second Tarun loan full stop there is also enter to loan for a small amount of loan with Rs 50000. According to Kishore loan, 50000 to 500000 rupees and in Tarun loan more than 5 lakh to 10 lakh rupees of loan are considered under which category.

Three types of loans in Mudra (PMMY)

Shishu Loans: Loans up to Rs 50,000 are given under Shishu Loans.
Kishore Loans: Loans ranging from 50,000 to 5 lakh rupees are given under Kishore loan.
Tarun Loans: Loans ranging from 5 lakh to 10 lakh are given under Tarun loan.

What is the interest rates on Mudra Loans (PMMY)?

There are no fixed interest rates under the Pradhan Mantri Mudra Yojana (PMMY). Different banks may charge different interest rates for Mudra loans. The interest rate also depends on the nature of the business of the borrower and the risk involved. The minimum interest rate is usually 12%.

Documents required for e Mudra Loan

  • Details of Savings/Current Account number and branch
  • Proof of Business (Name, Start date & Address)
  • UIDAI- Aadhar Number (should be updated in A/c Number)
  • Community details (General/ SC/ ST/ OBC/ Minority)
  • Other information for uploading like: GSTN & UDYOG Aadhar
  • Proof of Shop & Establishment and business registration

emudhra digital signature

  • First you need to click on the DSC or Signed image of the official website.
  • Now you need to select the manner of signing.
  • Now you need to select the signing template.
  • Now Click on ‘Start Signing Now’
  • Now you need to enter the password of DSC.
  • Now the signing process is started.

emudhra esign controller login

  • To login to the emudhra portal you need to click on the official website.
  • Now you will be redirected to the homepage.
  • In this, you need to click on the login option.
  • After that click on the username box and enter the username.
  • and then enter the password.
  • If you forgot your password you need to click on the forgot password option.
  • Now click on the sign-in option.




1. How do I open a eMudhra account?

You can visit the official website and follow the above-mentioned steps to open a EMudhra account.

2. How do I find my eMudhra application ID?

Go to the official website at and open the application menu. Here, click on apply for certificate link and fill in all the asked details. provide your contact details and click on the search button.

3. How do I activate eMudhra digital signature?

First, you have to complete login process on eMudhra website and download the digital signature certificate. Enter your application ID no and challenge code received. Click on the install button to activate eMundhra digital signature.

4. Is eMundhra a government company?

eMudhra Limited is a government-owned company. A digital signature certificate is provided by the Authority. Customers in India are served by Emudhra.